Text Files that have separate fields enclosed in quotes and separated by commas. Each line in the file contains one record.
Example:
"First Name", "Initial", "Last Name", "Street", "City", "State","Zip" "Frederick ","F.","Johnson","125 Weston","MyCity","CA", "12345"
Depending on how the file was created, it may or may not have the heading line.
As a program imports a comma delimited file, it reads each line, selects the data from between the quotes, and adds it to the new format according to instructions.